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Personal Credit Review

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Personal Credit Review - for UK Residents

The purpose of the Free Personal Credit Review is to find the most suitable solution to getting you out of debt.

Whether that solution is a restructuring of your existing debts, a separate consolidation loan, debt management, an IVA or even bankruptcy will be based on the information that you provide.

That is why it is essential that you provide us with as much information as possible. To assist you in this, the Personal Credit Review is split into distinct sections:

    • Your Personal Details
      This includes your name, address, date of birth, phone number and your email address. When entering your email address make sure it is one you visit regularly, as this will be the address we use to contact you.

    • Your Income
      Here you place you and your partner's monthly income, including any regular overtime. There is also a space for any other income you receive, such as a pension, State Benefits, Child Support or maintenance.

    • Your Expenditure
      Here you list evrything how much you spend each month on your mortgage or rent, utilities and your other regular expenditure.There are also extra spaces where you can enter other forms of expenditure which aren't included in the list.

    • Creditor Details
      Here you should enter the name of each creditor, the amount outstanding and the current monthly payment you are expected to pay. In the case of credit cards, this would be the minimum payment.

    • Your Mortgage Details
      If you have a mortgage, then this is where you tell us how much it is for, it's term, the value of the property. After all, there's no point taking out a consolidation loan, if you're already paying too much for your mortgage.

    • Additional Comments
      This is an extra space should you have anything else you feel we should know about your situation. Whether it is problems with creditors or changes in your financial situation which have recently taken place or are pending.

Once we have your completed Personal Credit Review we will then analyse your situation and contact you as quickly as possible with our recommendation.

Where you have requested that we get your debt solution moving as quickly as possible, we will do just that.

     

Complete Online, Offline or Download

There are three ways to complete the Personal Credit Review:

  1. Complete the review whilst online. When you are done press Send and it will be sent to our server.

  2. Go to the form. Disconnect from the internet. Complete the form whilst offline. When you are ready to send it, reconnect to the interenet and then press Send.

  3. Download the PDF version. Print it out and complete it by hand and post it to us. To read PDF files you will need the Adobe Acrobat Reader. If you do not have this you can download it free from http://www.adobe.com/

To read PDF files you will need the Adobe® Acrobat® Reader™. If you do not have this you can download it freeby clicking the image below

Get Acrobat Reader

There are two ways to download the Personal Credit Review PDF. You can either:

    • Open it now and print it out or save it to your computer for completing later;

    • Save it for later without opening it. This you do by:

      1. Moving the cursor over the Download PDF link, so the usual hand with a pointing finger shows up.
      2. Pressing the right button to bring up the menu.
      3. Moving the arrow cursor over the "Save Target As" option in Internet Explorer or the "Save Link As" option in Netscape Navigator and clicking on it.
      4. Decide where you want to save it and click "Save".
      5. The file will then take about 20 - 40 seconds to download.

Once you have downloaded the file it is simply a matter of completing it and posting it to us.

You can either print out the Personal Credit Review and complete it by hand, or complete it within the Adobe® Acrobat® Reader® and then print it out.

     

Choose which Personal Credit Review you wish to complete
 

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