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Debt Advice Bureau, CCCS, CAB and the UK Government? Help identify them here.

Free Debt Management Service: No Fees Plans = Zero Charges + Everything Paid to Your Creditors.

At debtadvicebureau.org.uk you'll find a free debt advisory information service providing you with advice and solutions to help you deal with your debt and credit problems.

Each month thousands of people come us for impartial free debt advice on:

Debt Management
How it Works
Debt Management Criteria
Frequently Asked Questions
Apply Online Now


IVAs
Key Effects
Pros & Cons
Quick IVA Enquiry Form


Credit Files:
1. Six Credit Score Killers
2. Correcting Errors
3. Credit Blacklists


Calculators
Debt Investment Calculator
Future Value Calculator
Lifetime Savings Calculator

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12-Sep-2009 - Consumer Confidence Disconnect: Reality Still Trumps Hope

21-Aug-2009 - Household Finances Weaken, Confidence in Government Plummets

21-Jul-2009 - Above Inflation Pay Hikes for Prison Service Workers

08-Aug-2008 The Secular Bear in Homeownership

20-Oct-2007 Confirmed. Recession in 2008

04-Sep-2006 Buy-to-Let Prediction is Rubbish

A not-for-profit debt advisory service. No fees debt advice. No fees debt management.


Can't Afford the Monthly Repayments on Your Unsecured Debts? What are Your Options?

Debt Management

Across the U.K.
Do you and/or your partner owe at least £8,000?
Are there at least 3 different creditors?
Can you afford at least £100 a month?
Find out more >>>

IVAs

In England & Wales
Do you owe at least £15,000 solely in your name?
Are there at least 4 different creditors?
Can you afford at least £150 a month?
Find out more >>>

Trust Deeds

In Scotland Only
Do you owe at least £10,000 solely in your name?
Are there at least 4 different creditors?
Can you afford at least £100 a month?
Find out more >>>

Bankruptcy / Sequestration

Do you owe at least £5,000? Are there multiple creditors? Do you have little or no spare money or assets?
In England and Wales:
Bankruptcy - Debt Relief Orders (PDF)
In Scotland: Sequestration

Administration Orders

In England & Wales
Do you owe less than £5,000?
Do you have at least one County Court Judgement?
Do you have little or no spare money?
Find out more >>>

Consolidation Loans

Are you employed?
With a decent, or better, credit history?
Don't want to damage your credit status?
Refinancing or consolidation may be all that is needed.
Find out more >>>

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"We are not associated with or endorsed by Citizens Advice or any Citizens Advice Bureaux. We are a fully independent debt advisory service staffed entirely by volunteers". Read About Us.